Hard 12 vs Dealer 4: Hit or Stand?

With a hard 12 (10-2) against a dealer 4, basic strategy says to stand. This is the mathematically correct play over the long run — it's exactly what the Blackjack Trainer grades your decisions against.

A dealer showing 4 busts about 39% of the time. That's a weak up-card, which is why you lean toward standing on stiff totals and doubling strong ones — you want money on the table when the dealer is most likely to break.

This is a stiff total, but the dealer's weak up-card makes standing the higher-value play — don't risk busting when the dealer is likely to do it for you.

What the dealer does with a 4

Assuming the dealer stands on all 17s, here is how a 4 up-card finishes over the long run:

Hard 12 vs every dealer up-card

H = Hit · S = Stand · D = Double · Sp = Split · Su = Surrender. Tap any card to see that matchup.

For entertainment only. No real-money gambling. 21+