Baccarat: House Edge & Win Rates
Baccarat has no decisions, so the odds are fixed and easy to state: three bets, three house edges. The only skill is picking the right one.
The Banker bet wins more often than the Player bet, which is exactly why the house charges a 5% commission on it — and why it's still the best bet even after that commission.
1.06%
Best bet
Banker
1.24%
Player
no commission
14.36%
Tie (8:1)
avoid
House edge by bet (best to worst)
Standard 8-deck rules, 5% Banker commission, Tie pays 8 to 1.
| Bet | House edge |
|---|---|
| Banker | 1.06% |
| Player | 1.24% |
| Tie (8:1) | 14.36% |
How often each result comes up
Ties push the Player and Banker bets rather than winning or losing them.
| Result | Odds | Frequency |
|---|---|---|
| Banker wins | 2.2 | 45.86% |
| Player wins | 2.2 | 44.62% |
| Tie | 10.5 | 9.52% |
Exact probabilities from the full 8-deck baccarat drawing rules. Banker keeps a 5% commission on wins; the Tie pays 8:1.
For entertainment only. No real-money gambling. 21+