Free Baccarat Practice

♠♣CTPBaccarat
Player
Banker

Place your bets.

Tap a chip, then tap Player, Banker, or Tie to bet.

Pay table
  • Player1 to 1
  • Banker (5% commission)0.95 to 1
  • Tie8 to 1

A Tie pushes Player and Banker bets. House edge: Banker 1.06%, Player 1.24%, Tie 14.4%.

Practice baccarat free — there are no decisions to make, just three bets to choose from. Learn why the Banker bet is the smartest wager on the table and why the Tie is a trap.

Rules
  • Bet on Player, Banker, or Tie before the cards are dealt. Two cards go to each hand.
  • Card values: aces are 1, tens and face cards are 0, everything else is face value. Only the last digit of the total counts, so an 8 and a 7 (15) make 5.
  • A first-two-card total of 8 or 9 is a 'natural' — both hands stand. Otherwise fixed rules decide whether each hand draws a third card; you never choose.
  • The higher total wins. Player pays 1:1, Banker pays 1:1 minus a 5% commission, and a Tie pays 8:1 while pushing the Player and Banker bets.
Strategy
  • Bet Banker. It wins slightly more often than Player, giving it the lowest house edge (about 1.06%) even after the 5% commission.
  • Player (about 1.24%) is a fine second choice with no commission to track.
  • Never bet the Tie — its 8:1 payout hides a ~14% house edge, one of the worst bets in the casino.
  • There is no skill in the drawing, so the only 'strategy' is bet selection and bankroll discipline; ignore trend-tracking scorecards.
Read the full strategy guide →

Free Baccarat— play & practice

Play baccarat free in your browser — no real money, no download, no signup. Bet Player, Banker, or Tie, then watch the two hands play out under the game's fixed drawing rules. It's the same game James Bond plays, and one of the best-value games in the casino.

Because there are no decisions to make once the cards are dealt, baccarat is the perfect game to learn the odds cold: practice here with play money until it's obvious why the Banker bet is the smart one and the Tie is a trap.

Baccarat strategy guide →Odds & house edge →

Baccarat: frequently asked questions

How do you play baccarat?
You bet on the Player hand, the Banker hand, or a Tie. Both hands are dealt two cards; fixed rules decide whether either draws a third. The hand closest to 9 wins — you make no decisions after betting.
What's the best bet in baccarat?
The Banker bet. It wins slightly more often than the Player bet, giving it the lowest house edge — about 1.06% even after the standard 5% commission on Banker wins.
Why is the Tie bet a bad bet?
The Tie pays a tempting 8:1, but ties are rare enough that the bet carries roughly a 14% house edge — one of the worst on the casino floor. Skip it.
How are baccarat card values counted?
Aces are worth 1, tens and face cards are worth 0, and all other cards are face value. Only the last digit of the total counts, so a hand of 8 + 7 = 15 is worth 5.
Is this baccarat really free?
Yes — completely free, play-money only, with no signup required. Sign in only if you'd like your bankroll and stats saved across devices.